Here at Altitude Insurance, we can look to offer coverage for almost all types of General Aviation including light aircraft (including some microlights), hot air balloons and gliders.
We have access to some of the leading Aviation Insurers and Brokers in both the Republic of Ireland and the U.K. and can offer either a comprehensive package of both Hull and Liability insurance or just Liability insurance at competitive premiums.
Hull Insurance -
When you own/ operate an aircraft, you are exposed to the possibility of losses including (but not limited to) fire/ theft/ accidental damage. If you would like to protect yourself against losses of this type, we can provide you with Hull insurance.
Liability Insurance -
Our policies will provide Third Party and Passenger (if applicable) Legal Liability. If both types of Liability coverage are required, i.e. the aircraft is permitted to carry Passengers, this Liability will be provided in the form of a Combined Single Limit (C.S.L.). Such limit will be no less than what is legally required under EU Regulation EC785/2004 (a copy of the Regulation can be provided upon request; this allows legal flight within Europe).
On 30th April 2005, EC Regulation EC 785/2004 on insurance requirements for air carriers and aircraft operators came into force (subsequently amended on 6th April 2010). The Regulation, as amended, specifies the minimum levels of insurance legally required by aircraft operators and air carriers in respect of third party cover, passenger cover and cover for risks of war and terrorism – something that was not compulsory in all areas of general aviation up till that point. This insurance must be in place prior to any flight undertaken. As you are an aircraft owner/ operator, you are legally required to hold this insurance in order to undertake flight.
We will calculate the minimum requirement for your Aircraft and provide your quotation on this basis (rounded up to the nearest quarter million). A copy of how we have calculated your minimum limit can be provided upon request. The minimum amount of cover required is dependent on 2 factors; how many passengers the aircraft is permitted to carry and the aircraft Maximum Take-Off Mass.
Please contact us for more information on the services we can provide and how we go about obtaining a quotation.
GENERAL INSURANCE INTERMEDIARY